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BFSI & Fintech Bulk SMS Example scenario

Reliable transaction alerts and EMI reminders for a lending company

A growing NBFC needs every customer to receive disbursal confirmations, EMI reminders and payment receipts on time — including customers without smartphones. Here is how Bulk SMS can help.

This is an illustrative example of how a business in this sector typically uses Bulk SMS. It does not describe a specific client. Ask us for references from businesses like yours.

The challenge

A growing NBFC needs every customer to receive disbursal confirmations, EMI reminders and payment receipts on time — including customers without smartphones.

The solution

Deliver time-critical alerts on a DLT-compliant route and reduce missed EMI payments. The setup uses these Bulk SMS capabilities:

  • DLT Compliant: Entity, header and template registration support for TRAI DLT.
  • Custom Sender ID: Six-character branded headers for transactional and service messages.
  • Unicode & Regional: Send in Hindi and all regional Indian languages.
  • Scheduling: Schedule campaigns, set time windows and throttle send speed.

How it is implemented

  1. Discovery call: map the current process, channels and goals.
  2. Setup & approvals: configure Bulk SMS, complete required registrations and connect existing tools.
  3. Pilot: start with one team, branch or campaign and refine messages and workflows.
  4. Roll-out & training: extend to all users and train the team.
  5. Review: track the KPIs below weekly and optimise.

Expected outcomes

Businesses in BFSI & Fintech typically adopt this approach to save time, respond faster and make results measurable. Actual outcomes depend on volume, audience and execution — that is why we agree the KPIs up front and review them together.

KPIs to track

  • Delivery rate within 60 seconds
  • On-time EMI payment rate
  • Inbound "did you receive my payment?" calls
  • DLT template approval turnaround

Related case studies

Example scenario

Fast, secure login OTPs for a fintech app

A payments app sees users drop off at login and sign-up when OTPs arrive late, and needs protection against SMS-pumping fraud. Here is how OTP SMS can help.

BFSI & Fintech OTP SMS