How to Send Money on Viber: Exploring the App’s Payment Features

Viber, widely known for its messaging and calling capabilities, has integrated a convenient payment feature that allows users to send and receive money directly through the app. This feature, available in certain regions, offers a secure and simple way to make payments to friends, family, and even businesses. Here’s a step-by-step guide on how to send money using Viber and what you need to know about this feature.

1. Check if Viber Payments Are Available in Your Region

Before you can send money on Viber, it’s important to verify whether this feature is available in your region. Viber Payments is available in specific countries, and not all users have access to it yet.

• Availability: Viber Payments is mainly offered in countries like Ukraine, Poland, Romania, and a few others. Make sure that your country supports this service by checking the Viber website or app store.
• Supported Currency: Payments are typically made in local currency, and your region should be supported by the payment service provider Viber partners with.

2. Set Up Viber Payments

Once you’ve confirmed that the feature is available in your region, follow these steps to set up Viber Payments:

• Update the App: Ensure you have the latest version of Viber installed on your device. Go to the App Store (iOS) or Google Play Store (Android) to check for updates.
• Link a Payment Method: Viber works with third-party payment providers to facilitate transactions. You’ll need to link a payment method to your Viber account, such as a bank card, PayPal account, or other payment services depending on your region.
  • To link your payment method:
    • Open the Viber app.
    • Go to More (the three horizontal lines in the bottom-right corner).
    • Select Settings > Payments.
    • Follow the prompts to add and verify your payment method.
• Verification: Depending on the payment provider, you might need to verify your identity through SMS codes or email to ensure secure transactions.

3. Sending Money on Viber

Once your payment method is linked and set up, you can start sending money to friends or businesses via Viber. Here’s how to do it:

• Open the Chat: Open the conversation with the person or business you want to send money to. You can send money to individual contacts or to groups (if allowed).
• Tap the Payment Icon: In the chat, look for the payment icon. This icon might appear as a coin or banknote, depending on the version of Viber you’re using.
• Enter the Amount: After tapping the payment icon, a prompt will appear asking you to enter the amount you wish to send. You can type in the exact amount or use the suggested values.
• Add a Note (Optional): If you’d like, you can add a message or note explaining the transaction (e.g., “Payment for dinner” or “Gift for your birthday”).
• Confirm the Payment: Once you’ve entered the amount and added a note (optional), you’ll be asked to confirm the transaction. Double-check the payment details before you confirm it.
• Authenticate the Payment: You may be asked to authenticate the payment using your PIN code, biometric authentication (fingerprint or face recognition), or another form of verification depending on your settings.
• Complete the Transaction: After authentication, your payment will be processed, and you will see a confirmation message in the chat. The recipient will also be notified that they’ve received the money.

4. Receiving Money on Viber

If you’re on the receiving end of a Viber payment, the process is equally simple:

• Notification: You’ll receive a notification in your chat that someone has sent you money.
• Claiming the Money: Tap on the notification to see the payment details. You will likely be asked to link your payment method (if you haven’t already done so) or verify your identity before you can claim the funds.
• Transfer to Your Bank Account: Once the money is in your Viber account, you can choose to withdraw it to your linked bank account or use it for further payments via Viber. Some regions may allow you to keep funds within the app for in-app purchases.

5. Viber Payments Security

Security is a top priority when sending money online. Viber uses encryption to ensure that your transactions are safe and secure.

• Two-Factor Authentication: If supported, enabling two-factor authentication (2FA) on your Viber account adds an extra layer of security.
• Encryption: All transactions are encrypted end-to-end, meaning only you and the recipient can see the transaction details.
• Payment Verification: To prevent unauthorized transactions, Viber may require you to verify your identity using PIN codes or biometric authentication before completing a payment.

6. Payment Fees

As with most payment services, there may be certain fees associated with using Viber Payments. These could include:

• Transaction Fees: A small transaction fee may apply when sending money, especially for international transfers or using certain payment methods (like credit cards).
• Currency Exchange: If you’re sending money across borders, currency exchange rates may affect the amount the recipient receives.
• Service Fees: Depending on the region, Viber may charge service fees for some types of transactions.

Before sending money, make sure to check the payment fees in your region by consulting Viber’s help center or payment settings within the app.

7. Additional Payment Features

Viber offers several additional features for businesses and individuals using the payment feature:

• Sending Money to Businesses: If you’re purchasing products or services, you can use Viber Payments to make secure transactions with businesses, provided they accept payments through the app.
• Split Payments: In group chats, you can use Viber’s payment feature to split bills with friends, making it easier to share costs when you go out or make joint purchases.

8. Conclusion

Sending money on Viber is a quick, convenient, and secure way to transfer funds to friends, family, and businesses. By linking a payment method, you can start using this feature in just a few steps, whether for personal transactions or business payments. Keep in mind that the feature’s availability may vary depending on your region, and you should always ensure that your payment method is secure before making transactions.

Key Points:

• Viber Payments are available in specific countries and allow you to send and receive money.
• You need to link a payment method and verify your identity before sending money.
• The process involves selecting a recipient, entering the amount, and confirming the transaction.
• Security features, including encryption and two-factor authentication, help protect your transactions.
• Fees may apply depending on the type of transaction and location.

By using Viber’s payment feature, you can simplify money transfers and enjoy a more integrated way of managing finances directly from within the app.

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